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How to setup your payment account?

Chowbus, Inc. has established a partnership with Ayden, Inc. to provide secure financial services.

Here are the steps to setup your Ayden account:

Step 1: Login to Chowbus POS merchant portal

Before proceeding with the setup of your payout account, please log in to your Chowbus POS merchant portal. Once logged in, navigate to the "Account" section and select " Account Link" to access the Stripe portal for further account setup.

Step 2A: Set up your Ayden account - Sole Proprietorship Business

Please choose the most suitable business type for your store. This selection should align with your business registration and IRS filing. In this cases, this will be "Sole Proprietorship."

A. Add your personal details

Click the "Add" button to enter your personal information.

a. Enter your personal Details

Please enter your personal information, ensuring that all details match exactly as they appear on your identification documents. Once you’re finished, click "Next" to proceed to the next section.

b. Update your Address

Please enter your personal address, ensuring that all details match exactly as they appear on your identification documents submitted for review in the following steps. Once you’re finished, click "Next" to proceed to the next section.

c. Verify your identity

Please select "Manual Upload" to continue with the verification process. Once you’re finished, click "Next" to proceed to the next section.

d. Upload your ID Document

Upload your ID document as instructed, following the guidelines provided. A driver's license is strongly recommended. Once you’re finished, click "Next" to proceed to the next section.

e. Review the summary and move to the next section.

B. Add your Sole Proprietorship details

Click the "Add" button to enter the sole proprietorship business details.

a. Fill in your business basic information

Please enter your legal business name exactly as it appears on your IRS filing documents. Once you’re finished, click "Next" to proceed to the next section.

b. Fill in your business registration details

Please provide your 'Doing Business As' (DBA) name, if applicable. If your business does not have a DBA, select the option 'Same as legal name of the company.'

Next, please provide your Employer Identification Number (EIN). If your business does not have an EIN, select the option 'I do not have an EIN.'

Ensure that all information matches exactly as it appears on your IRS filing documents.

Once you’re finished, click "Next" to proceed to the next section.

c. Provide your business registration address.

Please enter your business registration address exactly as it appears on your IRS filing documents.

If your business operating address is the same as your business registration address, select 'No, the registered address is where we operate' in the Additional Address section.

Once you’re finished, click "Next" to proceed to the next section.

d. Review the summary and move to the next section.

Step 2B: Set up your Ayden account - Company

Please choose the most suitable business type for your store. This selection should align with your business registration and IRS filing. In this cases, this will be "Company."

A. Add your company details

Click the "Add" button to enter your company details.

a. Add your basic information.

Please provide your information. All the information you provided should be exactly same as it appears on your IRS documents.

Once you’re finished, click "Next" to proceed to the next section.

b. Select your company structure

Please select your Once you’re finished, click "Next" to proceed to the next section. All the information you provided should be exactly same as it appears on your IRS documents.

Once you’re finished, click "Next" to proceed to the next section.

c. Add Your Business Registration Details

Please provide your Doing Business As (DBA) and EIN. If your business has a DBA, please enter it in the corresponding field below. Otherwise, just check the box "Same as legal name of the company".

All the information you provided should be exactly same as it appears on your business registration documents.

Once you’re finished, click "Next" to proceed to the next section.

d. Add your business registered address.

Please enter your business registration address exactly as it appears on your IRS filing documents.

If your business operating address is the same as your business registration address, select 'No, the registered address is where we operate' in the Additional Address section.

Once you’re finished, click "Next" to proceed to the next section.

e. Review the summary and move to the next section.

B. Add the decision-makers

Click the "Add" button to enter the Decision-Makers.

a. Add all the decision makers in your company.

All members holding 25% or more of your company will be considered "Owners." If you have multiple members with more than 25%, please add each one as a "Decision-Maker" individually.

All the information you provided should be exactly same as it appears on your business registration and IRS filing documents.

b. Add the decision maker's personal details.

Please follow the instruction to fill out all the decision makers' information.

All the information you provided should be exactly same as it appears on your business registration and IRS filing documents.

Once you’re finished, click "Next" to proceed to the next section.

c. Review the summary and move to the next section.

Step 3: Add your bank account details

Click the "Add" button to enter the your bank account details.

A. Add and Verify Your Bank Account Details

Please add and verify your bank account. You can choose one of the following methods to complete the verification:

  1. Verify via mobile banking app or website

  2. Upload a bank statement

Please follow the instructions on the screen. If you have any difficulty logging into your online banking or locating your bank statement, please contact your bank's customer support for assistance.

Once you have completed the verification process, click "Next" to proceed. section.

B. Add your bank account details

In the next step, please provide your account number and ACH routing number. If you have any difficulty locating your account number and ACH routing number, please contact your bank's customer support for assistance.

Once you have completed the verification process, click "Next" to proceed. section.

C. Upload your bank document

You can upload a bank statement for verification. This step is optional.

Once you have completed the verification process, click "Next" to proceed. section.

D. Review the summary and move to the next section.

E. Link Multiple Bank Accounts

If you want to link multiple bank accounts to your Ayden account, please repeat all the steps in section D until all bank accounts have been successfully linked.

Step 4: Sign Service Agreement

Click the "Sign" button to review and sign the service agreement.

Step 5: Download the PCI DSS questionnaire

Please download a copy of the PCI DSS Questionnaire. This step is essential. Make sure to download and save the document to your designated folder.

Step 6. Account Registration Complete

Once all the information is verified and your service agreement is signed, as shown in the image below, your Ayden account registration will be complete.

You can then return to the POS Dashboard to link your payment account.

Step 7: Link your payout and invoice account

After refreshing your POS Dashboard, you will see the "Bind" option for both the Payout Account and Invoicing Account in the Bank Account section.
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You can link different bank accounts for your Payout Account and Invoicing Account.

Once you've linked your bank account, click "Set Up Your Account" to check if you can log in to your Ayden account.

If you can access your store's Ayden dashboard, your payment account setup is complete.

Each account will have two stores on your Ayden account: one for the POS store and another for the online store.

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