It can take up to 12 weeks to receive the basic rate tax relief top up from the Government, from the date you add your personal contribution to your CIRCA5000 Pension.

Once payment is received, it's added to the cash allocation of your portfolio and will be invested the next time your account is rebalanced.

Quick Tip: To work out how much basic rate tax relief you’ll receive, just work out 25% of your contribution and this will be the payment the Government tops up your contribution by.