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Protected Account Buffer & Withdrawal Limits

Written by CK Prop Firm

What is the protected account buffer?

The protected account buffer is a mandatory safety cushion that must remain in your funded account. Only funds above the required baseline balance are available for withdrawal, subject to all other payout conditions.
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What is the required account balance for each account size?

Account Size

Required Account Balance

$10,000

$10,700

$25,000

$26,100

$50,000

$52,100

$100,000

$103,100

$200,000

$206,100

$300,000

$309,100

How is my available withdrawal amount calculated?

Your available withdrawal amount is calculated by subtracting the required baseline balance from your current account balance. Available amount = Current balance − Required baseline balance. The resulting amount represents the maximum balance excess available before applying the applicable withdrawal caps, profit split, and other payout conditions.
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Can I withdraw funds that would reduce my account below the required buffer?

No. Your account balance after the requested withdrawal must remain at or above the required baseline balance.
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Can you provide an example of the protected buffer calculation?

Consider a $50,000 account with a required baseline balance of $52,100 and a current balance of $53,500.

  • Current balance: $53,500

  • Required baseline balance: $52,100

  • Balance available above the buffer: $1,400

  • Trader's 80% share of $1,400: $1,120

  • Remaining account balance after deducting $1,400: $52,100

This illustrates the buffer calculation and the 80/20 split. Actual approval remains subject to the applicable withdrawal caps and all other rules.
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Are there limits on my first withdrawals?

Yes. A user's first five withdrawals may not exceed 3% of the initial account balance. After the fifth withdrawal, this 3% cap is removed.
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Is the 3% withdrawal cap removed after my fifth withdrawal?

Yes. The 3% cap applies to the first five withdrawals and is removed after the fifth withdrawal. All other applicable payout conditions must still be satisfied.

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