Open Banking provides a safe, secure way for customers to share banking data with other regulated financial providers. You have total control over who you grant access to and what we are allowed to see. By using Open Banking, you can quickly and securely share a one-time snapshot of your transactions with us. We will only use your bank account information to verify your personal details and confirm the loan is affordable. This saves you having to find and upload documents and saves you any waiting time whilst our team reviews these. We cannot take payments from your bank account or do anything else without your explicit permission.
We use Plaid, a secure, FCA-regulated provider, to connect to your bank. You can find more information on Open Banking here.
Kravings is Authorised and regulated by the Financial Conduct Authority. Our firm reference number is 1017010.