Step 1: Open Loan Details
Open the Kravings App and log in to your account.
Locate your loan (e.g., "Dream Vacation in this example").
Scroll down and tap on "Change payment date" under the options.
Step 2: Select a New Payment Date
You will see your current repayment date (e.g., the 12th of each month).
To change it, select a new date from the calendar (e.g., 24th of the month).
Tap "Confirm" to proceed.
Step 3: Review Interest Calculation
The app will notify you that changing the payment date may result in a slight interest adjustment.
The message ensures that the adjustment will be minimal and transparent.
Tap "Okay" to proceed.
Step 4: Confirmation of Change
Once your new payment date is set, you’ll receive a confirmation screen.
It will confirm that your repayment date has changed successfully (e.g., from the 12th to the 24th).
Tap "Done" to finalise
e the update.
✅ Success!
Your Direct Debit repayment date has now been updated 🎉. Future payments will be deducted on the new date.
Video showing how this done with step by step explanation