Financial Education Center
Looking to build your financial knowledge? We have valuable information and guides to help you succeed in your personal finance and student loan goals.
Collections & Impact To Credit Score
What is "bad" credit?
How do student loans impact your credit score?
Removing Late Payments From Your Credit Report
Can a Student Loan Affect Your Credit Score?
Beginner’s Guide to Credit
Credit Score and How It's Calculated
How to Read a Credit Report
How to Strengthen Your Credit Score
Debt-to-Income Ratio (DTI): What It Is and Why It Matters
Interest Rate vs. APR: What’s the Difference?
Fixed vs. Variable Interest Rates — and How They Impact Your Student Loan
Credit Repair Companies: How Do They Work?
Impact of Missing Payments
Advantages of securing funding with Climb
How to Choose a Payment Method That Works for You
How a Student Loan Works
Can a Student Loan Affect Your Credit Score?
Types of Student Loans
Student Loan Definitions You Should Know
Federal vs. Private Student Loan Terms
Student Loan Repayment Tips to Help You Succeed
Student Loan Servicers: Who They Are and What They Do
Being a Co-Borrower