Skip to main content

Is the Demand Account a savings account and is it FDIC insured?

C
Written by Constitution Lending

No. Constitution Lending is not a bank and the Demand Account is not a checking, savings, or other type of bank account or banking product. The Demand Account is neither FDIC nor SIPC insured.

The wallet on our platform where you store funds before and after investing is FDIC insured up to $250,000, so your cash is always protected. Just keep in mind it is non-interest bearing, so uninvested capital is not earning a return while it sits there.

Did this answer your question?