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Does the car need an underlying policy?

Can I use Cuvva to drive an uninsured car? Plus how the CIE works

When you have a temporary car insurance policy with Cuvva, the car is fully covered during your policy.

You do not need another insurance policy in place while your Cuvva policy is active.

This means you can use Cuvva for:


What to know about insurance between drives

In the UK, Continuous Insurance Enforcement (CIE) means that a vehicle must be insured at all times, unless it’s officially declared off the road.

So while Cuvva covers you during your policy, the car must still be insured when your policy ends. You can't just insure a car when you want to drive it, and leave it uninsured in-between.

To use Cuvva properly:

  • Make sure the car is always insured when required

  • No gaps between policies

  • Only drive when you have active cover


What if the car isn’t being used?

If you’re not driving the car for a longer period and don’t want to insure it, you’ll need to register it as off the road (SORN).

With a SORN:

  • The car does not need insurance, tax, or MOT

  • You cannot drive or park it on a public road (except to a pre-booked MOT)


If you have any questions, just search the help centre for a quick answer or reach out to our customer support team. Happy driving!

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