Why is my monthly interest lower even though I invested more?

If your total invested amount has increased but your monthly interest is lower, there can be several explanations. Below are the most common scenarios.
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1. Different interest rates
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Not all assets offer the same annual return. If your new investments have a lower interest rate than previous ones, your total monthly interest may decrease even though your invested amount is higher.
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2. Early repayments
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If some investments were repaid earlier than planned, you stop earning future interest on those assets. Even if you reinvest, there may be a short period where funds were not generating returns.
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3. Amortizing loans
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For amortizing assets, part of your principal is repaid monthly. As the outstanding principal decreases, the interest calculated on it also decreases. This naturally lowers your monthly interest over time.
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4. Cash drag (uninvested funds)
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If part of your balance remains uninvested in your wallet, it does not generate interest. Even a temporary idle balance can reduce your monthly earnings.
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5. Different investment timing
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Interest is calculated daily but paid monthly. If you invested later in the month, those investments generated interest for fewer days within that specific month, resulting in a lower payout.
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6. Grace periods or late assets
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If an asset enters a grace period, standard interest continues to accrue. However, if repayments are delayed and not yet settled by month-end, the interest may not appear in that month's payout and will be credited once funds are received.
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7. Tax withholding
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If you are subject to withholding tax, the net interest credited to your account may appear lower. Any changes in your tax documentation or status may also affect the final received amount.
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How to verify your interest:

If, after reviewing these factors, the numbers still seem inconsistent, contact support and provide the specific assets or date range for review.