Transactions limits for the MXN accounts

🚦 What’s the difference between first-party and third-party transactions?

First-party transaction:
You are sending money from your own bank or fintech app to your CLABE on Decaf. It’s your name on both sides of the transfer.

Third-party transaction:
Someone else is sending money to your CLABE on Decaf. This could be a friend, client, employer, or family. Their name is on the sending account, not yours.

Personal accounts

First-party transactions: No deposit, monthly, or annual limits.
Transactions above 150.000 MXN might need source of funds documentation.
Third-party transactions: Under 15.000 MXN per transaction limit. Transactions above this limit might be rejected unless advance notice is provided.

Business accounts

First-party transactions: No deposit, monthly, or annual limits.

⚠️ Please note: Certain transaction volumes or frequencies may trigger our AML alerts and require additional review.

To avoid delays, we recommend limiting activity to 1–2 transactions per day.

Associated fees

💡All transactions are subject to a 1% processing fee plus a $1 flat fee.

If you ever need help, we’re here to assist:

💬 Support: Contact us via chat in the Profile > Support section