🚦 What’s the difference between first-party and third-party transactions?
First-party transaction:
You are sending money from your own bank or fintech app to your CLABE on Decaf. It’s your name on both sides of the transfer.
Third-party transaction:
Someone else is sending money to your CLABE on Decaf. This could be a friend, client, employer, or family. Their name is on the sending account, not yours.
Personal accounts
Personal accounts
First-party transactions: No deposit, monthly, or annual limits.
Third-party transactions: Under 15000 MXN per transaction limit. Transactions above this limit may be rejected unless advance notice is provided.
Business accounts
Business accounts
First-party transactions: No deposit, monthly, or annual limits.
⚠️ Please note: Certain transaction volumes or frequencies may trigger our AML alerts and require additional review.
To avoid delays, we recommend limiting activity to 1–2 transactions per day.
If you ever need help, we’re here to assist:
💬 Support: Contact us via chat in the Profile > Support section