How to make your first USD transfer to Decaf?

Once you have your U.S. account details, you can send money to it just like any other local U.S. transfer.

How to send to your Decaf U.S. Account When Microdeposits Are Required 🔗

Step 1: Add Your Decaf Account as a Beneficiary

Enter your Decaf Personal account details (account and routing number) as a beneficiary in your bank. Shared accounts don't support microdeposit verification.

Step 2: Receive the Micro-Deposits

Your bank will send microdeposits within 5 business days. You’ll see them in your Decaf wallet activity.

Step 3: Verify the Micro-Deposits

Enter the exact amounts into your bank portal to complete the account linking process.

Step 4: Choose ACH as the Transaction Type

Once verified, select ACH as the transaction type—Decaf only supports ACH payments.

Step 5: Enter the Amount and Complete the Payment

Submit the transfer through your bank. Processing may take 1 to 3 business days.

How to send to your Decaf U.S. Account (No Microdeposits Required) 🔗

Step 1: Add Your Decaf Account as a Beneficiary

Use your Decaf Personal or Shared account details (account and routing number) to add it in your bank’s system.

💡 If you are using your Shared account, make sure to include the Deposit Message in the transfer.

Step 2: Choose ACH as the Transaction Type

Select ACH as the transaction type—Decaf only supports ACH payments.

Step 3: Enter the Amount and Complete the Payment

Submit the transfer through your bank. Processing may take 1 to 3 business days.

If you ever need help, we’re here to assist:

💬 Support: Contact us via chat in the Profile > Support section