You may be used to printing out entire files of information on your applicants under traditional underwriting methods. With Decipher, all files and reports are digitally stored for your viewing/use and a backup of each file is kept so there is no need to print out entire files. Decipher offers a Client Summary that can be printed out; see our article on printing a client memo/summary. From time to time, you may need a copy of a background or credit report, follow the instruction below. 

Automation and Digitization of files is changing the ways lenders underwrite and operate, minimizing the need and temptation to print out information. Only print what is necessary. 

If you wish print or save an electronic file of a Credit/Background Report, see below.
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To Print out People Search, Criminal Search or Bankruptcies & Liens Reports: 

Step 1: Navigate to the desired Background Report and Locate the Print Button on the Upper Right hand corner of the Report. Example: People Search

Step 2: Click on the Print Button on the Upper Right Corner of the Report. 

Step 3: A new browser window will open with the report. You can now Print or Save as PDF. 

Printing Business Credit or other reports without a Print option. If you see a report that does not have a Print button option, this is because that Credit Bureau does not provide the possibility to Print out a report via API. In less technical terms, not all credit bureaus provide the instructions for printing when cloud-based systems, such as Decipher, connect to them electronically so a digital image is displayed but printing is not enabled. If you would like a PDF of a Credit Report or another Report that does not have the print option, please contact Support and we will provide one for you via Email.