Decipher is now integrated with Paypal so lenders can collect fees and payments from prospects directly from an application. Please submit a request to our support team to have a PayPal button added to your Application. Follow the instructions below to setup a Sandbox and Live PayPal Client ID. This is the second step in setting up your PayPal integration with Decipher. See Part 1 article and follow those steps first.
💡 Integrations with PayPal only work with PayPal Business accounts.
Setup your PayPal Smart Payment Buttons.
Your PayPal Client ID is required to setup PayPal’s Smart Payment Buttons within Decipher. The PayPal Client ID authenticates and links your PayPal account with your account in Decipher and allows you to collect payments directly from within your application. PayPal requires that you generate a Client ID and the Secret Key from your business account. Set up your business account first before following the steps below.
➡️ Step 1: Open the PayPal Developer website (https://developer.paypal.com) and click on Log into Dashboard.
📦 Step 2: Create Developer Sandbox Account
Create a Sandbox Business Account by going to SANDBOX > Accounts and Click Create Account to be able to make test payments later.
➡️ Step 3: Create your PayPal App. Click on My Apps & Credentials on the Menu on the Left hand side. Then click CREATE APP.
🏢 Step 4: Give your PayPal App a Name. This name will be seen by clients when paying in PayPal (suggested name: Company name). Then choose your previously created developer (sandbox) account. After you have finished, click "Create App".
Step 5: Get PayPal App Client ID and Secret Key
As soon as the app is created in the step above, the details of the app you just created will open. You should now see the Client ID and an option (Show) below to see the Secret Key. Notice that in the upper right side, you will see a switch where you can toggle between Sandbox (Test Payments) and Live (Real Payments).
Step 6: Copy the Sandbox Client ID AND Live Client ID to send BOTH to Decipher. The Sandbox Client ID corresponds to your Sandbox Test account where we can test pretend payments in your account. The Live Client ID is for Real Payments. Note that Sandbox and Live have different Client IDs and Secret Keys.
🎉 Success! Once you send us both sandbox and live Client IDs, Decipher can integrate it with your applications.
⚠️ Note: PayPal’s Personal accounts only have access to PayPal’s Sandbox and a PayPal Business account is required to go live and start accepting payments.