🏦 Investing Through an IRA on DealMaker
You can invest in select offerings on DealMaker using funds held in a U.S.-based Individual Retirement Account (IRA). This article explains what you need to know about eligibility, custodians, payment process, registration requirements, and IRA-specific limitations.
✅ Can I Use My IRA to Invest?
Yes, many issuers on DealMaker accept investments funded through an IRA. However, not all do. IRA investments are:
Subject to the issuer's approval
Typically supported through self-directed IRAs
Often require coordination with your IRA custodian or administrator
🔍 Check the offering’s FAQ or ask your custodian to confirm if the deal qualifies before proceeding.
🧾 Common Types of IRAs Accepted
DealMaker-compatible IRA structures usually include:
Traditional IRAs
Roth IRAs
SEP IRAs
Self-Directed IRAs (SDIRAs) — most commonly used for private placement investments
All IRA investments must be facilitated by a qualified custodian, who will review and execute the investment on your behalf.
💳 How to Fund an IRA Investment
To fund an investment using an IRA:
Complete the investment questionnaire in DealMaker, and select IRA or custodian account as your investor type.
Choose Wire Transfer or ACH as your payment method (depending on what your custodian supports).
Submit the deal information and funding instructions to your custodian, who will then:
Review the offering documents
Send the funds to the issuer
Complete the transaction on your behalf
📩 If your custodian requires specific forms or deal details, download a copy of the subscription agreement and wire instructions directly from the DealMaker platformPay and Sign Your Subsc….
📝 How to Register Shares in an IRA (U.S. Only)
IRA shares must be registered in the name of the custodian, not the individual investor. Example registration format:
[Custodian Name] FBO [Investor Name] [IRA Type] Example: "ABC Trust Company FBO Jane Doe Roth IRA"
If registered incorrectly, you may face delays in confirmation or share issuance.
🔁 Can I Update the IRA Registration Later?
Yes, if your shares were mistakenly registered in your name instead of your custodian, DealMaker or the Transfer Agent (if applicable) can help initiate a correction:
You’ll need to submit the correct registration name and possibly supporting documentation from your custodian.
A registration update form or written authorization may be required.
This can take several business days depending on the issuer’s or transfer agent’s processing policy.
✉️ Submit a support request with your updated IRA account information if needed.
❗ Limitations on Reg CF Investments
Regulation Crowdfunding (Reg CF) investments cannot be held in an IRA account.
This is due to regulatory restrictions around:
The nature of Reg CF securities (non-transferable)
Custodial control over illiquid investments
📌 If the deal you’re interested in is offered under Reg CF, you’ll need to invest using a personal or entity account insteadPay and Sign Your Subsc….
🛡️ Tips and Reminders
Always confirm that your custodian is aware of the investment and can process private placement transactions.
Provide accurate registration and payment information to avoid delays.
If unsure, contact your custodian first to initiate the process—they will guide you through necessary compliance steps.
💬 Need Help?
Visit our Help Center for FAQs.
Use the in-portal web chat tool for real-time support.
Submit a support ticket if you have questions about your IRA investment.
📌 DealMaker is not a custodian and cannot access or control your IRA account. We do not provide tax or financial advice.