💰 Who Has My Money?
After you submit your investment and payment through the DealMaker platform, it’s natural to wonder: Where does the money go? and Who holds it until the deal is finalized?
This article explains how funds are handled during the investment process — and clarifies that DealMaker does not hold or custody investor funds.
🔒 DealMaker Does Not Hold Your Money
DealMaker is a technology platform. While we provide the tools to complete your subscription and submit payment, we do not receive, store, or control your funds at any point.
🏦 Where Your Funds Go
Depending on the structure of the offering, your funds will go to one of two places:
1. An Escrow Account (Most Common for Regulation CF and A Offerings)
Many offerings are structured to use a third-party escrow account, typically managed by a registered financial institution. In this case:
Your funds are held in escrow until the offering closes
They are only released when the issuer meets required regulatory conditions
If the minimum raise amount is not reached or the deal is canceled, your funds may be returned to you in full
📌 Escrow accounts are designed to protect investors and ensure regulatory compliance under exemptions like Reg CF and Reg A.
2. Direct to the Issuer (More Common with Private Placements under Reg D)
In other cases, such as Reg D 506(c) offerings:
Your funds may be transferred directly to the issuer’s designated account
The issuer is responsible for final acceptance of your investment and share issuance
This structure may not include escrow and is governed by applicable securities laws
📅 What Happens After I Pay?
Regardless of the payment method or fund destination:
Your investment is not finalized immediately
The issuer must still review your documents, verify your identity, and formally accept your investment
Funds are only released to the issuer once all compliance and closing conditions are met
🔗 Related Article: Is My Investment Fully Funded?
🧾 Will I Get a Receipt or Confirmation?
Yes — after payment submission, you’ll receive:
An on-screen confirmation
A confirmation email from DealMaker
A payment status update in your investor dashboard
You can also download your subscription agreement and other documents from your DealMaker portal.
❓ Need Help?
If you're unsure whether your funds are in escrow or with the issuer:
Check the offering documents linked in your dashboard
Contact the issuer’s investor relations contact listed in “My Companies”