When you link a card, anytime you buy coffee, ride an Uber or go shopping, you’ll collect the spare change. On the other hand, when you link a bank account you can collect the change from direct billing like utilities, insurance premiums or Venmos.

Each time your Collect Ring fills up with $10 of spare change, Donut will deposit $10 from your default bank account and start filling a new Collect Ring automatically.

Once Collect is activated, Donut will deposit your spare change automatically every $10

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