If you are an existing user you'll have to update the app to start using Plans. Follow the guidelines here to change plans.

If you are currently on Donut Fixed, your plan will automatically switch to Save, and nothing will change.

If you are currently on Variable, your plan will automatically switch to Save, giving you a fixed 4% APY on your investment. If you would like to earn more interest, you can switch to Build or Grow in the app at any time.

Variable Pro customers will automatically be transferred to Grow, which now comes with the added benefit of a protected base APY of 6%.

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