All Donut Plans come with a protected base APY. For Save, this protected base APY is 5%.
On Save, we convert your USD to digital dollars (USDC stablecoins) and put those dollars to work in lending markets seeking to provide you a protected base APY of 5%.
We’ve spent a lot of time thinking about how we can give you high-interest rates on your money plus safety and stability. Our floor mechanism does exactly that. As markets evolve, we rebalance your funds across our trusted lending partners to offer you a protected minimum APY rate. We may need to amend the rates at a point in the future, but we’ll try not to do this often.