Build comes with a high level of security. It is not FDIC insured and therefore not zero-risk. However, we take four measures to minimize the risk:
Our trusted lending partners collateralize all digital asset loans by over 125%. This protects your principal in the case of borrower default.
Funds on Donut Fixed are protected by our direct relationships with prime brokers and lenders. We lend to our trusted partners via Fireblocks, a secure wallet provider, who store over $400 billion in digital assets.
Contract audit protection
Funds on Yearn are protected by regular smart contract audits.
In addition, Yearn diversifies your digital dollars (DAI) across different strategies within a vault to further minimize risk. Over $2 billion is safely earning with Yearn.