Before applying for a home loan with dosh, please ensure you meet the below eligibility criteria.
As a borrower you must:
Be 18 years or older
Be a New Zealand citizen or permanent resident
As the primary borrower you are employed full time with 3 months steady income and can provide 3 months of bank statements
At this time we cannot assess applications that include a guarantor
Property purchase lending rules:
Purchasing a property to live in: Lending is restricted to 80% of the purchase price
Purchasing a property for investment: Lending will be restricted to 70% of the purchase price
Construction loans: Not currently available
Westpac First Home Loans: Not currently available
Different types of residential property purchases may have other valuation requirements
Refinancing requirements:
Refinancing a property you live in: Lending is restricted to 80% of the current property value
Refinancing an investment property: Lending is restricted to 70% of the current property value
A holiday home or second property that does not receive rental income: Lending is restricted to 80% of the current property value
If your application is approved, you will be eligible for:
Westpac Choices Fixed Home Loan
Westpac Choices Floating Home Loan
The following loan options are not available:
Westpac Great Choices
Construction loans
Westpac Offset facilities
Westpac First Home Loans
Dosh is not a Financial Advisor and will not be able to provide you with Financial Advice.
Dosh Home Loans are approved, issued and managed by Westpac New Zealand Limited and promoted by dosh. Lending and eligibility criteria and terms and conditions apply.