Yes, with a dosh home loan you can split your loan across multiple terms and interest rates to have flexibility and certainty over your repayments. You can choose to split your loan across multiple fixed rates or across floating and fixed rates.
Reason you may consider splitting your loan:
Help spread risk across multiple periods if interest rates go up or down
Have certainty that repayments on your fixed portion will stay the same for the chosen period
Utilise the flexibility of a floating rate and be able to pay off the floating portion as fast as you like
Here are some examples of a loan being split:
This table is for demonstration purpose only.
The above examples are illustrative only and do not take into account your personal circumstances. Dosh recommends you seek financial advice before making decisions and structuring your loans.
Dosh does not provide any financial advice or recommendations. Any information we make available to you does not take into account your particular investment objectives, financial situation, or investment needs. None of the information we provide can be taken as investment, financial, or tax advice.
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