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One NZ dosh Visa Debit Card & Home Loan Offers

Earn Phone Dollars and Exclusive Rewards

James avatar
Written by James
Updated this week

Earn 1% Back on Everyday Spend

Tap your One NZ dosh Visa debit card and get 1% of your eligible spend back in Phone Dollars. See eligible transactions here.

  • Earn 1% back in Phone Dollars on your everyday spend*, starts 1st February 2026

  • For new customers from 28th January 2026, get $50 Phone Dollars when you first use your card

Home Loan Promotion: Get a New Phone

Get a home loan with dosh and receive a new phone.

  • Apply online in minutes

  • Secure a great loan rate

  • Get $1700 Phone Dollars upfront when you buy or refinance your home loan (minimum $300,000 loan size, fixed for minimum 1 year)

  • Phone Dollar rewards are in addition to any offers, such as upfront cashback from dosh’s lenders

Key Information

  • Phone Dollar rewards can be earned on eligible everyday card spend.

  • Special bonus for new customers who activate and use their card after 28 January 2026.

  • Home loan offer includes upfront Phone Dollars for eligible applicants.

For full details and loan eligibility, refer to the terms and conditions.

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