Dosh is now a licensed Financial Advice Provider, which means we can offer regulated financial advice on home loans, not just information.
This is a big step forward in our mission to help Kiwis make smarter money decisions and feel more confident when it comes to one of the biggest financial moves you'll ever make — your home loan.
What does it mean that Dosh is a Financial Advice Provider?
Becoming a Financial Advice Provider, or FAP for short, means Dosh is licensed by the Financial Markets Authority (FMA) to provide regulated financial advice on home loans.
In practical terms, that means:
You can now receive personalised home loan advice, not just general information
Advice is provided by a qualified, regulated financial adviser.
Dosh and its advisers must meet the standards set out in the Financial Markets Conduct Act and Code of Conduct.
There is a clear complaints and dispute resolution process for peace of mind.
Our advice currently focuses on home loans only, so you can be confident the guidance you receive is relevant, compliant, and tailored to your situation.
Meet Jason, Dosh’s Home Loan Financial Adviser
If you’re thinking about buying your first home, refinancing, or switching lenders, Jason Hughes is here to help.
Jason is a regulated financial adviser who specialises in home loans and works closely with Dosh customers to:
Understand your goals and current situation
Explain your home loan options
Help you understand whether switching or refinancing makes sense
Guide you through the application process from start to finish
Learn more about Jason here.
Advice that puts you first
All financial advice provided by Dosh is covered by our Financial Advice Provider licence and is subject to obligations under the Financial Markets Conduct Act and the Code of Conduct, including:
Act in your best interests:
Exercise care, diligence, and skill
Meet high standards of ethical behaviour and client care
If you ever have a concern, Dosh is a member of Financial Services Complaints Limited, the (FDRS), which provides an independent, no‑cost, financial dispute resolution service if needed.
What stays the same?
While this is a big milestone, a lot of what you already love about Dosh hasn’t changed:
A digital‑first home loan experience
Competitive rates through trusted lending partners
Rewards designed to put more money back in your pocket
A helpful, human approach to money
The difference now is that you can get regulated, personalised advice alongside the digital tools, so you don’t have to figure things out alone.
Ready to chat?
If you’re thinking about a home loan, whether you’re buying, refinancing, or just exploring your options, you can now talk directly with a Dosh financial adviser.
Learn more or book a chat with Jason Hughes and see how Dosh can help you take the next step with confidence.
Book a chat > HERE
Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), and a registered financial services provider (FSP1000801). MCA Investments Limited is a licensed Financial Advice Provider (FAP) providing regulated financial advice on home loans. See our Financial Advice Disclosure.