What are Instant Payouts?
Normally, Stripe pays you on a schedule (like every week). With Instant Payouts, you can request your money immediately and get it within 30 minutes. This works 24/7, including weekends and holidays.
Keep in mind:
There's a small fee for each instant payout (1% to 1.5% depending on your country)
You can still receive regular payouts for any money you don't request instantly
Your money must be in the same currency as your bank account
Is This Available in My Country?
Instant Payouts work in these countries:
Australia, Austria, Belgium, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Monaco, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovenia, Spain, Sweden, United Kingdom, and United States.
How to Request an Instant Payout
Using Your Computer
1. Log into your Stripe Dashboard
2. Go to the Home tab or Balances tab
3. Click Pay out funds to see your available balance
4. If you have money available, select Instant payout (instead of Standard)
5. If this is your first time, you'll need to add a debit card or eligible bank account
6. Enter the amount you want to receive (up to your daily limit)
7. Confirm the payout
Your money will arrive within 30 minutes.
Using Your Phone
1. Download the Stripe Dashboard mobile app (iOS or Android)
2. Open the app and go to the Balances tab at the bottom
3. Tap Pay out funds
4. Follow the same steps as above to request your instant payout
Eligibility and Limits
Who Can Use Instant Payouts?
You need to be an established Stripe user (new accounts aren't immediately eligible)
Check your eligibility in your Dashboard under the Balances section
Daily Limits
You have two daily limits:
Amount limit: A maximum dollar amount per day (check your Dashboard for your specific limit)
Transaction limit: Maximum 10 instant payouts per day
Important:Your "day" resets at midnight in your region's time zone. For example, if you're in the US, it resets at midnight Central Time.
Costs and Minimums
Fees
1.0% fee: Canada, Europe, UK, Singapore, Norway
1.5% fee: US, Australia, New Zealand
Minimum and Maximum Amounts
| Country | Minimum Amount | Maximum Per Transaction |
|---------|---------------|------------------------|
| United States | $0.50 USD | $9,999 USD |
| Canada | $0.60 CAD | $9,999 CAD |
| United Kingdom | £0.40 GBP | £9,999 GBP |
| Australia | $0.50 AUD | $9,999 AUD |
| European Union | €0.40 EUR | €9,999 EUR |
| Singapore | $0.50 SGD | $9,999 SGD |
*Other countries have different minimums and maximums - check your Dashboard for specific amounts.*
Setting Up Your Payout Method
What You Need
To receive instant payouts, you need either:
A debit card, or
An eligible bank account (varies by country)
How to Add a Payout Method
1. In your Stripe Dashboard, go to Settings
2. Find External payout accounts and scheduling
3. Add your debit card or bank account information
4. You only need to do this once
Note: If you need to update your card details, you'll need to remove the old card and add the new one (you can't edit existing cards for security reasons).
When Your Money Becomes Available
Credit card payments: Available for instant payout immediately after the customer pays
Bank transfers (ACH): Only available for instant payout after the payment fully settles (usually 3-5 business days)
Need Help?
If you don't see the instant payout option, you might not be eligible yet or may need to add a valid payout method. Check the Balances section of your Dashboard for more information about your account status.