For a property damage claims, you are responsible for a $1,000 deductible.
This means if you make a $10,000 claim Duuo will pay $9,000 and you will be required to pay the $1,000, which is your deductible.
For liability claims, you are not required to pay a deductible. There is no deductible for personal liability claims.
Please let us know if you have any additional questions.