The premium can change as a result of multiple rating factors. These can include, but are not limited to:

• Credit score fluctuation

• Postal code

• Losses in the area

• Crime and fire rating

• Claims history

These factors will be different for every person. This means that there is the potential for the rating to decrease as well. In our experience, the premium does not fluctuate drastically, and you will always be notified in advance of any premium change.

If you have any further questions, please refer to our other articles or reach out to our customer support team.