Protecting and keeping your data safe is our highest priority, which is why we operate to the same security standards as your bank.

We use a technology called Open Banking which is operated by all big European banks. In addition, your bank or credit card login details are never stored in our systems. As safe as it gets!

Some of the other ways we keep our app safe is:

  1. Bank-Grade Encryption: Earnr uses several state-of-the-art security measures, including the same end-to-end 256-bit TLS encryption used by all major banks.

  2. Regulated by the Financial Conduct Authority: Earnr is on the FCA register (ref: 949401) and has been approved by the FCA to act as a regulated agent of Plaid. This means that Plaid, which is authorised by the FCA (reference number 804718), is providing Earnr the regulated account information service.

  3. View Only Access: We have access to your data in read-only mode. This means we cannot make any changes to your account, including initiating any payments. Our app only views the information that you authorise use to.

  4. Registered with the Information Commissioner’s Office: We are also registered with the Information Commissioner’s Office (ICO). Our Data Protection Registration Number is: ZA841502

  5. Security Veterans Team: Our team has world-class experience building security in financial platforms.

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