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How much can I invest in the easyMoney IFISA?
How much can I invest in the easyMoney IFISA?
Zoe Disco avatar
Written by Zoe Disco
Updated over a week ago

You can invest up to the governments allowance (currently £20,000) with us each tax year, or you can split your ISA investment across each of the other types of ISA. Just make sure you don't exceed the maximum investment amount of £20,000.

You can transfer to easyMoney, all or part of any previous year ISAs. A previous year ISA is an ISA that you paid into before this tax year. If you are transferring in a previous year ISA you can invest as much as you like.

You can start with as little as £100.

As your investment level increases you automatically move to a higher rate of interest.

Depending on how much you invest the current annual Target Rates are as follows:

  • A Premium Account offers a rate range of 5.4% - 5.7% with a minimum investment of £100.

  • A Premium Plus Account offers a rate range of 6.35% - 6.7% with a minimum investment of £20,000.

  • A High Net Worth Account offers a rate range of 7.3% - 7.7% with a minimum investment of £100,000+.

  • A Professional Investor Account offers a rate range of 8% and over and allows you to select your own loans.

The current target rate for each product will be published on our homepage and represents the average rate of interest across the risk range on new loans. 

Target rates apply for all of our Products other than the Professional Investor as they can select which loans they would like to invest in.

Depending on the amount you invest you could receive a higher rate. Higher risk loans tend to achieve higher rates.

Please note that how much you can invest also depends on your self-certification. To learn more about self-certification please click here.

Once you sign up for an account, log in to your dashboard and go to My Account > Transfer an ISA

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