💼 Invoice Financing with Svea Rahoitus Oy

You can send sales invoices directly from Eemel.fi for invoice financing with Svea Rahoitus Oy.

1. Financing Agreement:
Make an agreement with Svea Rahoitus Oy. You can send a request directly from Eemel.fi.

2. Sending Invoices:
Deliver goods/services, then send the invoice using Eemel.fi. Svea adds a transfer note and their bank account number. If the invoice is not financed, it is sent to the customer normally.

3. Financing Payment:
Invoices are paid within two banking days. Svea may confirm the invoice with the customer first. If not financed, the customer’s payment is forwarded to your account as usual.

4. Customer Payments:
Financed invoices must be paid to Svea's account:
​FI69 1660 3001 1398 18
If mistakenly paid to your account, transfer the funds to Svea.

5. Reminders & Collections:
Svea handles reminders, interest invoices, and domestic collections after ~30 days. If your company carries the credit risk, Svea may cancel the financing.

6. Reporting & Accounting:
Svea sends monthly reports by email and makes them available online.
Accounting examples are provided in the original documentation for correct entries.