Damage from off-road driving: Driving off-road is illegal in Iceland, and any damage caused while off-road will not be covered by insurance.

Damage from river crossings or water damage: If you are driving in the highlands and attempt to cross a river, any damage caused by the water will not be covered.

Negligence or reckless driving: Any damage caused by negligence or reckless driving, such as speeding, driving under the influence, or not using the appropriate safety equipment, will not be covered.

Theft of personal belongings: We insure the expenses related to the vehicle itself, not personal items left inside. Make sure to sign up for travel insurance to cover personal belongings.

Damage caused when the driver is not listed on the rental agreement: If someone not listed on the rental agreement was driving the car at the time of the damage, the insurance will not cover it.