1. Current terms

  2. Frequently Asked Questions

  3. Referral Program

Transfer your coins to an interest-bearing CoinHold account and receive up to 7% for mining currencies and 15% for stablecoins APY. The minimum deposit term is 1 day for Flexible and 30 days for Fixed. The maximum deposit term is not limited for Flexible and 360 days for Fixed.

CoinHold is an analogue of low-risk bank deposits. All EMCD Pool clients will be able to receive a fixed income of up to 15% per annum on the amount transferred to their special account! Our product differs from the specialized deposit products of our competitors by auto-replenishment of the deposit from mining earnings (only for coins: BTC, BCH, LTC). This allows the miner to save time and money on finding services to generate additional income and on transactions, as well as to automate income generation.

Current terms

  • Deposit coin: BTC, BCH, LTC, and stable coins (USDT-BEP20, USDC-BEP20). Also, we intend to add other pool coins

  • Annual return: up to 7% for mining coins and up to 15% for stable coins

  • Minimum term for CoinHold Flexible account: 1 day

  • Minimum term for CoinHold Fixed account: 30 days

  • Minimum amount: no limit for mining coins and 100 tokens for stable coins

  • % accrual: daily

  • % payout: every 30 days

  • Partial withdrawal from accounts: allowed.

  • Account early closing: allowed. You can always close any CoinHold account and get your funds back (depending on the type of the CoinHold account, the accrued % may be lost)

!!! Please note that all withdrawals (including partial withdrawals and early closure) are subject to a 24-hour freeze. This means that your withdrawal request will remain in the Pending status, and the amount will be available in your wallet after 24 hours.


Referral program (TBD)

Frequently Asked Questions

  • How to use/Where to find?

In your personal account, you will see a special Deposits section where you can open a CoinHold account and set up automatic replenishment from mining rewards.

  • What are the maximum and minimum deposits on the account?

There are no restrictions for mining coins. For stable coins the minimum amount to deposit is 100 tokens. For mining coins, it is also possible to set up a daily automatic transfer to the account of part of the funds from your mining reward in the amount of 1% to 100% of your reward received over one day.

  • How is the account balance replenished?

There are two ways to replenish the account balance: from a wallet and auto-replenishment.

  1. To replenish from a wallet you need to do the following:

  2. For auto-replenishment, you need to specify in the settings of the selected account the percentage of the mined amount for each payout you want to be transferred (only for mining coins).

  • How to withdraw funds from the account?

  1. Partial withdrawal: you can withdraw part of the funds from the account balance without closing it. In this case, the further interest will be calculated from the amount remaining on the account balance.

  2. Early closing: you can close the account early. In this case, the accrued interest will be written off

* The accrued interest is the interest on your account that has not yet been paid to you and will be paid according to the CoinHold terms. The accrued but not yet paid out interest amount may be written off upon early closure of the CoinHold account

* The paid-out interest is the percentage income that was paid to your wallet or your deposit account. This amount cannot be written off by the system, even in case of early closure of the CoinHold account

  • What other coins do you intend to add?

We plan to launch the most popular crypto coins.

  • Is the early closing of the account allowed?

Yes. You can close any account ahead of schedule. In this case, you may lose part of the amount of accrued interest.

Mining coins

Flexible

30 Day

90 Day

360 Day

Interest %

4.20%

4.50%

5.00%

6.00%

Minimum term

-

30 days

90 days

360 days

Maximum term

none

30 days

90 days

360 days

Minimum amount

none

none

none

none

Capitalization

every 30 days

every 30 days

every 30 days

every 30 days

Partial withdrawal

yes

yes

yes

yes

Additional contributions

yes

yes

yes

yes

Cancellation

yes

yes

yes

yes

Early cancellation

accrued % is written off

accrued % is written off

accrued % is written off

accrued % is written off

Stable coins

Flexible

30 Day

90 Day

360 Day

Interest %

7%

8%

9%

12%

Minimum term

-

30 day

90 day

360 day

Maximum term

none

30 day

90 day

360 day

Minimum amount

100 tokens

100 tokens

100 tokens

100 tokens

Capitalization

every 30 days

every 30 days

every 30 days

every 30 days

Partial withdrawal

yes

yes

yes

yes

Additional contributions

yes

yes

yes

yes

Cancellation

yes

yes

yes

yes

Early cancellation

accrued % is written off

accrued % is written off

accrued % is written off

accrued % is written off

!!! Please note that all withdrawal operations (including partial withdrawals and early closure) are completed within 24 hours. This means that your withdrawal request will remain in the Pending status and will be available after 24 hours.

  • How the interest % is calculated

Annual Interest Yield (APY) is the interest you earn for one year of holding your assets in a CoinHold Interest Account. All you need to do to find out the amount of interest for one day is to calculate the annual income from the current account balance amount (according to the percentage provided for by the account terms) and divide the derived figure by 365.

!!!Interest is calculated daily at 00:00 UTC. Interest capitalization is calculated on the 31st day (for Flexible 30 days and 360-days types of account) at 00:00 UTC.

  • How does interest capitalization work?

Capitalization means that we add the interest you earn to the principal deposit amount. This means that you will be able to receive additional accruals on reinvested interest. The longer you hold your assets in an interest-bearing account, the more income you receive from the previously accumulated interest.

You can also withdraw the earned % to your wallet.


Referral program

The Coinhold Referral program allows users to acquire bonuses for participation in the program. Bonuses can be acquired by a referrer (a user that invited new users to Coinhold) and a referral (a user that used referrer’s promocode).

How to become a referrer?

To become a referrer and receive an ability to acquire bonuses for referred users, you need to top up at least one of Coinhold’s savings wallet on the amount that is equal or greater than the following amounts:

  • BTC: 0.01

  • USDT: 200

  • USDC: 200

  • LTC: 5

  • BCH: 1.8

After your Coinhold wallet is topped up on the amount equal or greater than the values above, you’ll be able to create a promocode. You can pass this promocode to your friends, so they could use it to receive a bonus.

Which bonuses does a referrer have?

Referrer has an ability to receive a 10% bonus from referral’s Coinhold payouts for 90 days. The maximal bonus size is 1000 USD on all the promocodes.

How to become a referral?

To become a referral and receive a bonus for opening a new Coinhold wallet, a user needs to top at least one of Coinhold’s savings wallet on the amount that is equal or greater than the following amounts:

  • BTC: 0.01

  • USDT: 200

  • USDC: 200

  • LTC: 5

  • BCH: 1.8

After your Coinhold wallet is topped up on the amount equal or greater than the values above, you’ll be able to take advantage of an increased APY rate.

Which bonuses does a referral have?

Referred user has an ability to receive a higher APY rate by using referrer’s promocode. Bonus size for mining currencies (BTC, LTC, BCH) is +1 percentage point, while for stablecoins (USDT, USDC) it is +3 percentage points.

How long does a promo period last?

Promo period in frames of cooperation of one certain referrer and referral lasts 90 days, meaning that both parties are eligible to receive an additional income in this timeframe. Once the promo period ends, the referred user will get a standard APY rate, and the referrer will stop acquiring the income bonus of a certain referral.

What are the terms for receiving the bonuses?

To receive bonuses, both referrer and referral should not decrease Coinhold balance lower than the amounts specified above. Topping up the balance is available at any moment.

How and when the bonuses are paid?

Referral program bonuses are paid every 30 days. Referrer’s bonuses are paid on EMCD wallet, while referral’s bonuses are paid either on Coinhold wallet (in the case user decided to open a Coinhold with capitalization of their percents) or on EMCD wallet (in the case user didn’t choose a capitalization option).

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