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Lender Limits/Caps/Max.

Lender Limits/Caps/Max.

Emilie avatar
Written by Emilie
Updated this week

Each Lender has different limits on the loans they will give. If the system amount is greater than the limit, the payment will show $0.

Sunlight is $150,000, PPW cap is $8.

Sunnova is $150,000

GoodLeap/LoanPal is $135,000

Mosaic is $135,000

Dividend is $130,000

Service Finance has a minimum of 10,000 and a max of 100,000

Salal is 100,000

EnFin Caps

Latest info from Enfin as 9/01/2024:

The $/W limit is hard coded in Enfin's system which can be helpful:

• Solar System Only ($7/W for CA, $6.5/W for non-CA)
• Solar System with Battery Storage ($10/W)
• Solar System with Reroofing ($12/W)
• Solar System with Battery Storage and Reroofing ($15/W)
• Battery Only ($30,000 max)

    • For systems less than or equal to 4.5 KW:

      • Solar Only PPW Cap: $8.00 in CA

      • Solar + Roof Cap: $13.00

      • Solar + Battery Cap: $11.00

      • Solar + Roof + Battery PPW Cap: $16.00

    • For systems greater than 4.5 KW:

      • Solar Only PPW Cap: $7.00 in CA

      • Solar + Roof Cap: $12.00

      • Solar + Battery Cap: $10.00

      • Solar + Roof + Battery PPW Cap: $15.00

  • For ground mount systems

    • Solar system only Cap $8.00 in CA

    • Solar system with battery storage: $11.00

  • Min loan amount: $10k

  • Max loan amount: $125k

EnFin Allowable Adders

    • 25% of the total loan can be allocated toward adders

  • EnFin Application Requirements

    • Co-signer allowed and does not need to live at the property

    • No bankruptcies in the last 2 years

  • EnFin Property Requirements

    • Primary residence only

    • Must have a solid foundation

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