Each Lender has different limits on the loans they will give. If the system amount is greater than the limit, the payment will show $0.
Sunlight is $150,000, PPW cap is $8.
Sunnova is $150,000
GoodLeap/LoanPal is $135,000
Dividend is $130,000
Service Finance has a minimum of $10,000 and a max of $100,000
LightReach Payment Caps
LightReach uses credit-based customer payment caps. As of February 2026, they are:
670-684: $215
685-699: $255
700-724: $295
725+: $500
Electrical adders available will vary by market, and range from $0 to $0.015.
When a customer hits a payment cap, reps will see three options in the error message: reduce system size, select a lower rate, or reapply with a co-signer. A co-signer can be added at the initial payment cap error or anytime before financing documents are signed.