The funds on your user account, which have not been invested, are held on your behalf by Lemonway, a licensed payment service provider. These funds are held by Lemonway in segregated accounts opened with credit institutions in the European Economic Area (EEA), and are covered by the deposit guarantee scheme. Estateguru does not hold or have control over these funds. You may find Lemonway’s terms and conditions here.
The funds you have invested are not covered by the deposit guarantee schemes established in accordance with Directive 2014/49/EU of the European Parliament and of the Council (*1). Nor is your investment covered by the investor compensation schemes established in accordance with Directive 97/9/EC of the European Parliament and of the Council (*2).