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How does withdrawing affect drawdown?

How does taking a pay out on Instant Funding Plus model affect drawdown.

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Written by Evercrest Funding

Here's a detailed worked example of how that "withdraw-and-reset" mechanic plays out on a $100,000 account.

For example;

Your account starts at a balance of $100,000. The rule you described says: any time you pull your profit out, the account snaps back to that $100,000 starting line and you keep trading from there. So the $100,000 is effectively a permanent baseline — profit is anything above it, and that's the only part you can withdraw.

Starting balance: $100,000

You trade five qualifying days, each clearing the 0.5% ($500) minimum:

  • Day 1: +$1,200 (1.2%) → balance $101,200

  • Day 2: +$800 (0.8%) → balance $102,000

  • Day 3: +$1,500 (1.5%) → balance $103,500

  • Day 4: +$900 (0.9%) → balance $104,400

  • Day 5: +$1,600 (1.6%) → balance $106,000

You've now traded five valid days, every one of them above the 0.5% floor, and your profit sits at $6,000 — exactly the 6% cap. You can't push higher, and you've satisfied the day requirement, so you're clear to withdraw.

You take out the full $6,000.

The moment that withdrawal clears, the account resets:

Balance back to $100,000, and you continue trading — the five-day count and the 6% cap start over for the next cycle.

So after cycle 1 you've banked $6,000 in your pocket, met every condition along the way, and the account is exactly where it began — ready to run again.


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