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Instant Funding Plus Payout Cap

How much you can get paid out.

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Written by Evercrest Funding

What the 6% payout cap means

The payout cap is the maximum profit you're allowed to withdraw in a single cycle, expressed as a percentage of your account's starting balance. At 6%, no matter how much the account actually grows, the most you can take out at one time is 6% of the starting size.

This is applied before the profit split deduction.

Account size

6% payout cap

0.5% daily min (for reference)

$5,000

$300

$25

$10,000

$600

$50

$25,000

$1,500

$125

$50,000

$3,000

$250

$100,000

$6,000

$500

$200,000

$12,000

$1,000

What happens if you go past the cap

Say you're on the $100,000 account and you don't stop at $106,000 — you keep trading and push the balance to $108,500. The cap doesn't reward that extra $2,500. When you withdraw, you can only take the $6,000 that fits under the 6% ceiling, and under the reset rule the account snaps back to $100,000 — so that extra $2,500 you earned above the cap is forfeited, not banked. That's why the cap effectively becomes your stop sign: once profit reaches 6%, the smart move is to withdraw and reset rather than risk locked-in gains on trades that can't pay you more.

The one detail worth confirming in your specific account terms is whether that 6% is a per-cycle cap (you reset and can earn another 6% next cycle, as shown above) or a per-payout-period cap tied to a calendar window — because that determines how often you can actually collect the full amount. Want me to map out what a month of repeated cycles looks like at a given account size?

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