Am I eligible now?
On a simulated funded account, you can request a payout when every condition for your product is met in the current payout cycle:
The wait is over, or you have Payout On Demand. Without Payout On Demand, at least 14 calendar days must have passed since the cycle started. Payout On Demand removes that wait on every product; on Flash it is bought only with the payment due on passing.
You have enough qualifying days in this cycle. 3 on 2-Step, 3 on 1-Step, 7 on Flash and 5 on Instant.
The cycle is at least 3% in profit. Net profit for the cycle must be at least 3% of the balance the cycle started with.
Your share is at least $100. The minimum payout is $100, counted on your share after the split.
On Flash, your best day is no more than 20% of the cycle's profit.
Your positions are closed. Close every open position and cancel every pending order before you request.
Your identity is verified, and the account has kept to the rules.
Condition | 2-Step and 1-Step | Flash | Instant |
Calendar wait in each cycle | At least 14 days, or none with Payout On Demand | At least 14 days, or none with Payout On Demand | At least 14 days, or none with Payout On Demand |
Qualifying days in the cycle | 3 | 7 | 5 |
Net profit in the cycle | At least 3% | At least 3% | At least 3% |
Best-day check | None | Best day at most 20% of the cycle's profit | None |
Room left above your overall loss limit | Not required | At least 1% of the cycle's starting balance | At least 1% of the cycle's starting balance |
Minimum payout, your share | $100 | $100 | $100 |
Key rule: Eligible does not mean paid. Meeting the conditions lets you request. Each request is then checked, and some are reviewed by a person first. Rewards are paid under our Terms and are never guaranteed. See How long does a payout take?.
This article explains the rules for everyone. If you want to know where your own payout stands, a person answers that: see My payout is pending: where is it?.
Your payout cycles
The first cycle starts at your first trade on the funded account.
Each later cycle starts when the previous payout has been completed and paid. A request that is pending, declined or retried does not start a new cycle.
You choose when, and how much. Once the conditions are met, you choose when to request and how much of your eligible profit to request. The 14 days are a minimum, not a deadline.
Payout On Demand. An add-on that costs 25%. On 2-Step, 1-Step and Instant it is bought with the account and priced on the account's price, after any code and before any multi-account discount; on Flash it is bought only with the payment due on passing and priced on the rest of the price only, not on the entry already paid or on other add-ons. It removes the calendar wait for your first payout and every later one. Every other condition still applies, including the best-day check on Flash, and it does not make processing faster. See Add-ons: profit split upgrade, Payout On Demand and swap-free.
Not sure where you stand? Your Dashboard is where you manage your account and your requests (Terms §1.9). If you are not sure whether a condition is met, or when your cycle started, ask us.
The other conditions in detail
Qualifying days. A day counts when its net profit, after costs, is at least 0.5% of the balance the cycle started with. On every account, Flash included, only your realized balance counts: profit or loss on a position still open at the end of the day does not count toward that day. The days do not need to be in a row, a losing day does not undo days already counted, and the count starts again after each completed payout. See Minimum trading days on each account.
Net profit in the cycle. At least 3% of the cycle's starting balance, after commissions and swaps. Profit that is not eligible, such as restricted news profit, does not count, and winning back an earlier loss is not new profit.
Flash's best-day check. On a funded Flash account, your best day's eligible profit can be at most 20% of the cycle's eligible profit. Above that you keep trading, but you cannot request yet. It is not a breach. See How the consistency rule works.
Room above your loss limit, on Flash and Instant. On a funded Flash or Instant account, the payout must leave your balance at least 1% of the cycle's starting balance above your overall loss limit.
Flash. Payouts start once you have passed, paid the rest of the price, and your funded account is active. The rest is the full price less the $0.99 you paid to start, and it is due within 14 days of the e-mail telling you that you passed. If it is not paid, the pass lapses, nothing is owed and the $0.99 is not refunded. See Passed Flash? Paying the rest of the price.
News trades. On funded accounts, profit on a trade opened or closed within 3 minutes before or after a high-impact news release is not eligible, and it is taken off your balance. Losses stay. That deduction can take the account past its overall loss limit, but the news trade itself is not a breach. A position opened at least 5 hours before that window and closed by a stop loss or take profit you set in advance keeps its profit. A trade opened or closed exactly at the edge of the window counts as inside it. See Can I trade around news events?.
Verification. Your identity must be verified before your first payout, on every product. We may also ask you to verify at another time, for example if a payment partner requires it. We publish no set processing time (Terms §4.2) (AML & KYC Policy §4.2–4.3). See How to complete identity verification: documents and common fixes.
Keeping to the rules. The account must have no breach and no prohibited trading practice. See Which trading practices are prohibited?.
While a request is pending, the account is read-only: you cannot trade on it until the request is dealt with. If a request is declined for a reason that is not a breach, the account goes back to trading, nothing is taken off the balance and your cycle carries on.
Example
These examples use a simulated $100,000 funded account and look only at the conditions in this article. They are not payout decisions: a real request is still checked and can be reviewed.
Situation | Can the trader request? |
2-Step, 13 days after the first trade on the funded account, no Payout On Demand | Not yet. The 14-day wait is not over |
2-Step, 14 days in, 3 qualifying days, net cycle profit $2,500 | Not yet. 3% of $100,000 is $3,000 |
2-Step, 14 days in, 3 qualifying days, net cycle profit $3,200, positions closed | Yes, these conditions are met |
2-Step with Payout On Demand, 6 days in, 3 qualifying days, net cycle profit $3,200, positions closed | Yes. There is no calendar wait |
1-Step, 20 days in, net cycle profit $4,000, but only 2 qualifying days | Not yet. 1-Step needs 3 |
Flash, 15 days in, 7 qualifying days, net cycle profit $4,000, best day $1,000 | Not yet. $1,000 is 25% of $4,000, above the 20% limit. Nothing is deducted, and the trader can keep trading |
On this account a qualifying day needs at least $500 of net profit. At an 80% share, the $100 minimum means requesting at least $125 of profit.
Related articles
Next step
Ready to request? See Requesting and receiving a payout: methods and minimum. Already waiting on a request? A person answers that: see My payout is pending: where is it?. If a payout is blocked and you cannot see why, message us with your account number, the cycle dates you see, your net profit in the cycle, your qualifying days and, on Flash, your best day. A person will check your account. Never send your password.
All trading at EverFunded is simulated. The fee you pay is the money at risk. Rewards are discretionary and never guaranteed.