What makes the Exa app different from other fintech and crypto apps?

The Exa App stands out by combining a self-custodial wallet, a Visa Platinum credit card, and powerful DeFi features into a single application.

Unlike many centralized platforms, with Exa, you have full control over your assets. Being self-custodial means only you hold the keys to your wallet, ensuring maximum security and sovereignty over your funds.

As soon as you deposit assets like USDC, ETH, WBTC, wstETH, and OP, they start earning yield for you instantly, powered by the Exactly Protocol. You can easily track your earnings by checking the live APR for each asset in your "Portfolio" section.

Once your Exa account is verified, you can activate the Exa Card right in the app for free. This isn't just any card—it's your key to a world of exclusive Visa Platinum benefits. Enjoy everything from travel perks and concierge services to premium rewards and worldwide acceptance, all with the top-tier security Visa provides.

In the Pay Mode section, you can now choose how to pay:

Pay Now: If you choose Pay Now, the total amount is instantly debited from your USDC balance.

Installment Plans: Split any purchase into up to 9 fixed-rate installments powered by Exactly Protocol.

When splitting a payment, the Exa App borrows the amount needed from Exactly Protocol’s fixed-rate lending markets, converts it to USD, and sends it directly to the merchant. The interest rate is fixed and determined at the time of the transaction.

Instantly borrow USDC against your crypto collateral, powered by Exactly Protocol.

How it works:

Deposit ETH, WBTC, USDC, OP, or wstETH into your Exa App.

Use your assets as collateral to borrow USDC instantly.

Choose your repayment plan: up to 9 fixed installments every 28 days.

The Exa Card can be issued to residents from an extensive list of countries and states, expanding access to world-class financial services.
Your Exa Card works anywhere Visa is accepted, with over 150 million merchants in more than 150 countries.