Bridge
Account Fees
Account Creation & Maintenance: Fully sponsored — opening and maintaining your Virtual Account is completely free of charge.
Fee-Free Transactions
Shared quota: Onramps and offramps through Bridge count toward a single, shared sponsored quota.
Sponsored amount: Exa covers your transaction fees up to $3,000 USD in cumulative volume or up to 60 transactions (whichever comes first).
Wire Transfers: Wire transfers (US domestic) are not sponsored and carry standard fees from the first transaction.
Important: the $3,000 / 60 transactions is not a deposit limit. It only shows how much Exa covers in fees. For transfers from other people (third-party person-to-person): USD transfers are allowed up to USD 4,000, and EUR transfers are not supported (except from a family member with your exact last name). Transfers from your own account or from a company have no limit.
Fees After the Sponsored Amount & Non-Sponsored Pricing
Once you exceed the sponsored amount (or for non-sponsored transfer types like Wires), fees are automatically deducted per transaction.
Onramping (Deposits to Exa)
Fees are deducted from the received fiat amount prior to conversion to USDC:
USD (ACH): 0.4%
USD Wire (Domestic US): 1.0%
EUR (SEPA): 0.7%
GBP: 1.0%
MXN: 1.0%
Minimum amounts
EUR (SEPA): €1 per transaction, for both deposits and withdrawals.
GBP: £2 per deposit.
MXN: 50 MXN per deposit or withdrawal.
The minimum is calculated after the fee is deducted.
Offramping (Withdrawals to Bank)
Fees are deducted from the fiat amount after USDC conversion, prior to the bank transfer:
USD (ACH): 0.4%
USD Wire (Domestic US): 1.0%
EUR (SEPA): 0.7%
Note on Offramping Conversions: USD conversions (to/from USDC) execute at a direct 1:1 ratio. EUR transactions execute at the live market exchange rate displayed in the app prior to transaction confirmation.
Manteca
Fees
There are no sponsored fees or separate transaction fees with Manteca. The currency conversion cost is already embedded in the exchange rate displayed to you — what you see is what you get.
Limits
Reset Period: Limits reset on a calendar monthly basis (not a rolling window).
Scope: Limits are set per user, per currency.
Reaching Your Limit
When your limit is reached, your account will be temporarily blocked from creating new transactions. To request a limit increase, contact our support team — Manteca can expand your limits upon review of additional documentation.