There is a 3 week window to update your payment card details, after those 3 weeks your Exposure site is suspended and your stories and site won't be publicly accessible. During this time you will receive a steady stream of emails asking you to update your payment details.  
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Updating your card details and allowing us to process your payment will un-suspend your site instantly.
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If we are still unable to collect payment for a further 2 weeks after that then your subscription is canceled automaticity, all but your first 3 stories are unpublished and any play related features are disabled (custom domains, story passwords etc).
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​We don't delete your site or stories so you can recover your account at anytime and republish if you choose to become a paying subscriber again.