What is spend power?

  • Your Spend Power is how much you can spend with Extra based on your bank balance, pending transfers & member history.

Why is Spend Power important?

  • Because Extra is a layer on top of your bank account, your Spend Power keeps track of pending Daily Spend transfers and your current bank balance in order to avoid any overdraft issues.

  • Tip: Regularly tap on your available Spend Power in the Extra App and avoid using your old debit card.

How can I increase my Spend Power?

  • Whether it's uploading an ID or successfully completing a certain amount of Daily Spend transfers, you can quickly increase your Spend Power by completing the tasks found on your personal Spend Power tab.

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