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Extra Essentials
How does the Extra card work?
How does the Extra card work?
Updated over a week ago

🏦 When you complete the application process, you are given a spending limit (aka, Spend Power, which may be credit extended by Lead Bank, please see terms for details) based on your real-time bank balance. No credit check required!

πŸ’³ When you use your Extra Card, we spot you for that purchase and automatically pay ourselves back. (Transfers typically take 1-3 business days)
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πŸ€‘ Depending on your Extra plan, you may also gain Rewards Points along the way that you can redeem for awesome items in our Rewards Store!

πŸ“„ At the end of the month, we add up all your purchases and report them to the credit bureaus as credit-worthy payments.

πŸ“ˆ The positive payment history can improve your credit score!

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