Why does Extra exist?
Updated over a week ago

Today, over 100 million Americans don't want or can't get a credit card. Yet, there are very few alternatives for building your credit in a simple and reliable way. Our mission is to make credit building safer, smarter, and more accessible for everyone!

Extra is the first platform that connects a debit card to an independent line of credit to build your credit history and earn rewards points just like a credit card.

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