What value does this unlock?
Top Late Payers (in Invoices Due) and Top Suppliers Paid Late (in Bills to Pay) show you the top 5 customers and suppliers based on real payment behaviour, how many days they typically pay after their due date.
Building on that insight, Smart Expected Dates automatically applies those averages to new invoices and bills, so your forecast reflects reality, not just due dates.
✅ Instantly see which customers or suppliers tend to pay late
✅ Improve forecast accuracy by using realistic payment timings
✅ Spend less time manually adjusting expected dates
How to turn Smart Expected Dates on:
If you’re an existing user, you’ll need to enable this for both Invoices Due and Bills to Pay:
Invoices Due
Go to Invoices Due
Click Settings
Toggle on
Bills to Pay
Go to Bills to Pay
Click Settings
Toggle on
Once enabled, Float will automatically start applying smart expected dates to new invoices and bills. Existing invoices, bills, and those with manually added dates will remain unchanged.
How do we calculate payment averages?
To give you an accurate picture, we use your payment history over time. Starting with the last 3 months and growing to a maximum of 12 months over time.
Customers: Average days customers pay after their due date (based on paid invoices)
Suppliers: Average days you pay suppliers after their due date (based on paid bills)
These averages refresh automatically as new invoices and bills are paid.
How Smart Expected Dates work
When new invoices or bills are imported into Float:
Each new invoice or bill gets the average applied at that time
Averages may change later, but existing invoices won’t be recalculated, so your forecasts stay consistent
You can manually override any expected date at any time if needed
Enabling Smart Expected Dates will only apply smart dates to synced invoices after the change.
Available for Xero users only. Support for QuickBooks Online and FreeAgent is coming soon.