FloatMe uses a wide range of data points to evaluate your account for Floats, and here are some general steps you can take to help you qualify:
Is your FloatMe account in good standing? That is, your Floats have all been paid back, your subscription is up to date, etc.
Make sure you’ve linked your primary bank account that shows consistent income and transactions. Our system requires a consistently positive balance, and a minimum of 2 consecutive deposits from an eligible source.
Is your bank account still linked? We use transaction data from the bank account you provided, so it’s important that your bank link remains active.
Is your linked debit card valid? We'll need a valid debit card in order to send you Instant Floats.
Spending patterns on payday or the day after. Do you normally withdraw or transfer large amounts of money on payday or the day after? We understand large expenses happen, check out our blog for tips on how to plan ahead.
Avoid overdrafts and negative bank account balances. Consistently maintaining a positive balance helps keep (and improve) your Float eligibility.