We’re what new-age banking looks and feels-like. We are Sri Lanka’s First-ever Digital Bank Experience, Mobile Wallet & Payment System all wrapped up in One Single Lifestyle App packed with loads of awesome features. A complete cashless, paperless, signature-less and branch-less platform. The application brings together a suite of innovative technology including digital tokenization and bio-metric authentications which guarantee all accounts are safe from cyber and mobile threats.

At FriMi we believe there is a better way for banking, one that is humane, more efficient and less confining for customers. We're obsessively dedicated to achieve this, and are continuously striving to achieve it through informed data sources.

FriMi started in 2016 as an innovative digital initiative of the corporate management team of the Nations Trust Bank. Since 2017 FriMi's been running as a fully fledged digital banking Experience powered by Nations Trust Bank. 

The early growth of FriMi witnessed many challenges from launching the product to wanting to try out-of-the-box things while adhering to the local banking regulations. After all, FriMi is a "Bank".

With our dedicated, diverse team working in full-swing, FriMi pushed it's way through and achieved it's first milestone in December 2018 by reaching one billion in transaction value. FriMi's path ahead is more like the "road less traveled", but we proudly believe that taking ideas to execution is our strength. We take our vision to war and win it. At FriMi, the hustle never stops.

All aspects of FriMi are optimized to offer a branch less, digital and an over-all convenient lifestyle and a banking experience, whenever – wherever!

Scan a FriMi merchant QR or a QR Code of any friend of yours on FriMi and make a secure payment.

This is available at leading supermarkets & top retailers and it’s as simple as giving in your mobile number and accept the transaction notification. Yup, that’s literally it.

With this super convenient feature, you don’t have to be at the pay point physically. Yup you can accept the payment request sent by the merchant from wherever you are.

70+ billers that you can pay your bills to via FriMi. Some of these billers also present your monthly outstanding dues so you don't have to wait for your physical bills ever. You can also pay your credit card bills instantly at no cost.

Other Payments include:

Insurance payments, Leasing payments, Utility bill payments. Purified water payments. Mobile Bill payments & reloads, Membership club payments, Credit card bill payments.

The FriMi Bill Presenter

We have also partnered with selected billers who also present your monthly outstanding dues so you don't have to wait for your physical bills ever. You can also pay your credit card bills instantly.

2. SEND MONEY:

This quick, chic & super convenient option allows you to send cash instantly to any FriMi friend via their mobile number and yes, at no cost.

3. FUND TRANSFER:

May it be inter-banking or intra-banking, FriMi does it best. Super fast, instant and secure fund transfers. 

4. REQUEST FOR MONEY:

Thanks to this fantastic feature, you’re no more at the risk of running short of cash cz your loved ones are just a buzz away with FriMi.

5. CASH TOKEN:

No bank account nor smart phone? No problem! The Cash Tokens allow you to send money to a person’s mobile number. All they’ve gotta do to withdraw cash is to enter the code and OTP received via SMS at any Nations Trust ATM & done!

​6. BILL SPLIT
   Split the bill
   Share the guilt
Once you settle any purchase, you can immediately settle split the bill with your friends. Our bill split feature will allow you to keep track of all splits and manage them with your friends for all shared purchases. 

​

We’ve got a line up fantastic interest rates going up to 2.0% p.a. Now all of those are in addition to the convenience, simplicity and guaranteed safety for all your money matters. So earn, spend, save and have an over all blast with FriMi!

An inbuilt virtual debit card 

It can do everything that a physical card can do - use it online, pay your bills and much more. You can do online payments from FriMi using the virtual card. ( CVV number and expiry date can be checked from Cards and Accounts inside the application )

FriMi related transactions can be done using virtual debit card, online transactions from virtual card is possible once activated. Card-creation /assigning - within 30 minutes of customer on-boarding.

Fee-free spending with our spunky Debit card –The best thing about the FriMi Debit Card is that it allows you to withdraw cash from any ATM in Sri Lanka.

All these and more just a click away, 

Get on board and enjoy...