Buckets

We've broken how you spend into three buckets 'Living' and 'Lifestyle'.

Living expenses are everyday costs necessary to maintain your basic needs and are usually regular ongoing expenses (mortgage, rent, groceries, insurance etc.)

Lifestyle expenses are discretionary and can be budgeted to decrease costs without impacting on your basic standard of living (takeaway, entertainment, travel etc).

Savings in our case your savings are calculated against your total income minus living and lifestyle expenses, this is savings against your budget not transfers to Savings as a goal.

Category Spending

To view how you spend (by category) follow the steps below:

Step 1: Scroll to the How you Spend widget on your Dashboard

Step 2: Select either 'Living' or 'Lifestyle' from the graph

Step 3: Select a category e.g. Lifestyle -> 'Entertainment' or Living - > 'General Insurance

Step 4: View the period (Week, Fortnight, Month) for your spending total

Step 5: For a deeper insight select the Merchant to view the following information: