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FXIFY Futures Payout Policy For Expert and Starter Accounts

Updated over a week ago

At FXIFY Futures, we maintain a transparent and structured payout process for our traders. Our policy includes buffer zone limits, tier-based withdrawal payouts, payout caps, and clear procedures to ensure fairness, discipline, and platform sustainability.


Buffer Zone Limits

The payout buffer zone for both Starter and Expert plans is as follows:

Starter Accounts

  • $50,000 Account → $500

  • $100,000 Account → $1,000

  • $150,000 Account → $1,500

Expert Accounts

  • $50,000 Account → $1,000

  • $100,000 Account → $1,500

  • $150,000 Account → $2,000


Tier-Based Withdrawal Payouts

Withdrawals follow a tier-based structure, where the percentage of profits available for withdrawal increases with each payout. This applies to both Starter and Expert accounts:

  • Payout 1 → 60% of the amount above the buffer zone

  • Payout 2 → 70% of the amount above the buffer zone

  • Payout 3 → 80% of the amount above the buffer zone

  • Payout 4 → 90% of the amount above the buffer zone

  • Payout 5 and onwards → 100% of the amount above the buffer zone


Key Conditions

  • Payout Requests: Can be made every 14 calendar days from the first trade on your funded account.

  • Profit Requirement: Payouts can only be requested if profits exceed the buffer zone by at least $100.

  • Buffer Zone Lock-In: The buffer zone amount locks in as your new max drawdown limit, which will be fixed at the initial balance.

  • Max Drawdown: After each withdrawal, the max drawdown locks at the account’s starting balance.


One-Time Withdrawal Exception Within the Buffer Zone

Traders are allowed a one-time payout request while their profits are within the buffer zone.

  • Starter Accounts → Withdraw 60% of profits (remaining 40% becomes the drawdown buffer).

  • Expert Accounts → Withdraw 70% of profits (remaining 30% becomes the drawdown buffer).

After this exception, all future payouts require profits to exceed the buffer zone by at least $100.


Payout Caps for Starter and Expert Accounts

To support sustainable risk management and platform liquidity, FXIFY Futures has payout caps based on account size:

  • $50,000 Account → Maximum withdrawable amount: $5,000

  • $100,000 Account → Maximum withdrawable amount: $10,000

  • $150,000 Account → Maximum withdrawable amount: $15,000

Maximum Payouts per Account:

  • The payout cap on each account refers to the total payouts requested on that account, not just the profits made.

  • Once the cap is reached, the account will enter review by our trading team.

  • In some cases, accounts may be transitioned to live infrastructure before the payout cap is reached, at the team’s discretion.

  • To be considered for transition, the account must be active at the time of review.

After Review:

  • The trading team will determine if your account qualifies to move into a live trading environment.

  • To be considered for transition, the account must be active at the time of review.

  • If the account does not qualify for the transition to live, it will be closed, and a 30-day waiting period will apply before you can repurchase a new evaluation account.

  • If the account doesn’t qualify for transition to a live funded account and that account is closed, it will not impact other Sim Funded accounts if a trader has more than one.


Examples

Example 1: Payout Above the Buffer Zone

  • Account: $100,000 Starter

  • Balance: $102,500

  • Buffer Zone: $1,000

  • Withdrawable Profit: $1,500

Payout 1 (60%) → $900
Profit Split (80%) → $720 to trader
Remaining Balance → $101,600
Max Drawdown → $100,000


Example 2: One-Time Buffer Zone Payout

  • Account: $100,000 Starter

  • Balance: $100,800

  • Buffer Zone: $1,000

Withdrawable Profit → $480
Profit Split (80%) → $384 to trader
Remaining Balance → $100,320
Max Drawdown → $100,000


Example 3: Full Account Closure

  • Account: $100,000 Starter

  • Balance: $110,000

  • Profit: $10,000

Profit Split (80%) → $8,000 to trader
Account is closed after payout.


This structured payout policy ensures fairness, disciplined trading, and liquidity protection while offering traders a clear growth path. For further questions, please contact our support team at support@fxifyfutures.com.

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