With a unique 10-day payout cycle and immediate funding, this program allows you to monetize your skills quickly while adhering to a tight, professional risk management framework.
Quick Comparison: Instant Funded Lite Summary
Rule | Metrics |
Profit Target | None (Start earning immediately) |
Daily Drawdown | 3% (Based on Previous Day Balance at 5PM EST) |
Max Drawdown | 4% (Trailing to Initial Balance) |
Min Trading Days | 5 Trading Days |
Max Trading Days | Unlimited (60-day inactivity limit) |
Profit Split | 80% (Upgradable to 90%) |
Payout Frequency | Every 10 Days |
Consistency Rule | 20% (Required for all payouts) |
Export to Sheets
Price Feeds & Trading Costs
Asset Class | Raw Spread Feed |
Forex & Gold | Spreads + $6/lot |
Indices & Oil | Spreads + $6/lot |
Stocks | 0.35% Notional Value |
Exotic FX | Spreads + $6/lot |
Understanding Commission Scaling:
For asset classes that carry a commission (Forex, Gold, and Exotics on Raw), the fee scales proportionally with your position size:
1.00 Lot: $1.00 x $6 = $6.00
0.10 Lot: $0.10 x $6 = $0.60
0.01 Lot: $0.01 x $6 = $0.06
Strategic Leverage & Trading Rules
Fixed Leverage: FX (30:1), Gold (20:1), Indices (10:1), Oil (5:1), Stocks (2:1), Exotics (10:1).
News Trading: Prohibited 5 minutes before and after high-impact news releases.
Weekend Holding: Not allowed. All trades must be closed by Friday at 3:45 PM EST.
Automation (EAs): Strictly prohibited on Instant Funded accounts.
Copy Trading: Strictly prohibited on Instant Funded accounts.
20% Consistency Rule: To ensure sustainable trading, your largest profit day cannot exceed 20% of your total profit at the time of your payout request.
Important Technical FAQs
1. How Trailing Drawdown Works (The "Lock" Rule)
The Max Trailing Drawdown is 4% based on the account balance and follows your account’s High Water Mark (the highest account balance reached).
Starting Step: On a $100,000 account, your initial breach level is $96,000.
Trailing Step: If you grow the account to $102,000, your drawdown limit trails up to $98,000.
The Lock: Once your account balance hits $104,200 or higher, the drawdown limit reaches $100,000 and locks there. It will never exceed the initial account balance.
2. How Daily Drawdown Works
The Daily Loss Limit is 3%, resetting every day at 5 PM EST based on the previous day’s closing balance.
Example: If you finish the day at $100,000, you cannot let your equity drop below $97,000 the next day.
3. The 20% Consistency Rule
It means your biggest profit day cannot exceed 20% of your total profits.
Example:
If your best day (the highest profit of any of the trading days) was $100, then your total profit must be at least $500 (since $100 is 20% of $500).
If your best day (the highest profit of any of the trading days) was $50, then your total profit must be at least $250.
In short, the bigger your best day, the more total profit you’ll need so your results look steady and consistent.
If you don't meet the consistency rule, that does not mean you breach the account. You just can't request a payout on or after the payout date. Once you meet it, you can request a payout if the payout date has passed.
Profit earned
Day 1 - 100
Day 2 - 50
Day 3 - 60
Day 4 - 160
Day 5 - 20
Total profit that you should earn is 160 divide 20%, which is 800
Currently, the total profit is 390.
If you keep your profit in check and earn less than 160 and gain another 410, then on the 10th Trading day, you can request a payout
Even if you gain more than 160 in a day after that, it should be fine. Just that the total profit that you should earn will change.
4. Withdrawal Impact
Taking a payout affects your "buffer." Once you request the first payout, Trailing Max drawdown is locked to the initial account balance and no longer trails. By withdrawing the full amount of profit, no buffer is left; there would be no room for Max drawdown, which would result in an account breach on placing the first trade after withdrawal.
Scenario: You have a $100,000 account and grow it to $105,000. Your drawdown limit is now locked at $100,000.
The Payout: You withdraw $5,000 in profit.
The Result: Your balance returns to $100,000. Since your drawdown is also locked at $100,000, you have $0 buffer remaining.
Pro Tip: Always leave a "buffer" of profit in the account (e.g., withdraw $4,000 instead of $5,000, which will leave you with a $1,000 buffer), so you have room for trade. Please note that the buffer amount depends on your trading strategy.