The system offers three types of wallets: single-item wallet, multi-item wallet, and cash wallet.

Single-item wallet: a single item wallet is a type of wallet where there’s a single item assigned to the wallet, and the top-up and spending is performed in terms of that item. An example of a single-item wallet is a wallet called “Rice”; in such a wallet, the top-ups would be in KGs of Rice, and the spending would be in KGs of Rice.

Multi-item wallet: a multi-item wallet is a type of wallet where there are several items assigned to the wallet, the top-up is performed in currency money, and the spending is performed as a purchase transaction, where money is paid in exchange of quantities of items. An example of a multi-item wallet is a “Food Wallet” that has “rice”, “sugar”, “olive oil” products assigned to it and products have these prices “$1.15 kg”, “$0.57 kg” and “$3.19 Liter”, respectively; the beneficiary would then receive a top-up of, say, a $100, and would be able to purchase various quantities of rice, sugar and olive oil with their balance.

Cash wallet: a cash wallet is a type of wallet where the organization top-ups currency money into the wallet, and the beneficiary receives that money in cash. An example would be a wallet that the organization top-ups with $150, and the beneficiary would then go to an exchange office and receive that money in cash (either in full or a portion of that money).

The following table summarizes the differences between the three types of wallets with respect to top-up operations, invoices, and the items delivered to the beneficiaries.